Guaranty Trust Bank (Ghana) Limited commenced operations in March 2006 and is presently one of the most customer focused and innovative financial institutions in Ghana. The Bank’s focus on innovation and superior service delivery has facilitated an increase in its market share giving a competitive edge over other banks in existence within the country.
In spite of the macro-economic challenges that characterized the 2008 fiscal year, the Bank recorded a pre-tax profit of GH¢4.4million and a profit after tax of GH¢3.7 million; a significant improvement over 2007. The Bank also recapitalized to GH¢76million, well above the Central Bank’s requirement.
Guaranty Trust Bank (Ghana) was the first bank in Ghana to comply with the Central Bank’s new directives by auditing and reporting its 2008 financials using International Financial Reporting Standards (IFRS) as prescribed by the regulatory authorities.
Branch Network And Other Service Channels
The Bank presently operates from 12 strategically situated branches and plans to open several more before the end of 2009 in up market areas. Tema Community six, Opera Square, North Industrial Area and Achimota branches among others in the Greater Accra Region are expected to be complete before end of June 2009.
The Bank also deployed VISA-enabled ATMs in all existing branches and select off-site locations in an effort to bring banking services closer to the doorsteps of its customers. Guaranty Trust Bank (Ghana) Limited is one of the few bank’s in Ghana with the VISA franchise and more importantly one of the very few that offer the secured chip and pin Visa GOLD, International, Domestic and Student cards, all free to its customers. Click here to visit Guaranty Trust Bank (Ghana) Limited's website.
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