Our financial capacity to meet obligations as they fall due has been recognized by several rating agencies.

Agusto & Co, (one of the foremost credit rating agencies in Nigeria) has reaffirmed the Bank’s triple A (Aaa) risk rating for four consecutive years from 2005 – 2008. Guaranty Trust Bank plc is one of only two banks in Nigeria with such a rating.

Fitch Ratings

  • In 2005, Fitch, one of the foremost international rating agencies assigned the Bank a double A minus (AA-) risk rating in recognition of its strong domestic franchise, good quality assets and sound earnings record.
  • 2007 – B+
  • 2008 – B+
  • 2009 – B+
  • 2010 – B+
  • 2011 – B+
  • 2012 – B+
  • 2013 – B+
  • 2014 – B+
  • 2015 – B+
  • 2016 – B+

Standard & Poors Ratings

  • 2006 – double B minus (BB-)
  • 2007 – double B minus (BB-)
  • 2008 – double B minus (BB-)
  • 2009 – B plus (B+)
  • 2010 – B plus (B+)
  • 2011 – B plus (B+)
  • 2012 -double B minus (BB-)
  • 2013 – double B minus (BB-)
  • 2014 – double B minus (BB-)
  • 2015 – double plus (B+)