Explore the numerous ways to earn GTCoins

Use 737, Internet Banking or our Mobile App

Get rewarded when you buy airtime, transfer funds and pay bills with any of these platforms.

Fund your new or dormant GTBank account

Either online or via our e-channels, or in any of our branches near you - you still enjoy rewards.

Use your GTBank Naira MasterCard

You earn 5 GTCoins everytime you make payments in stores nationwide or online.

Set up a Standing Instruction

For your Child’s Smart Kids' Savings (SKS) account.

Watch your GTCoins grow

The more you use our e-channels for your transactions, the more GTCoins you earn. Here’s how to keep track of your GTCoins.

Internet banking dashboard
To redeem your earned GTCoins, login to Internet Banking, select “Redeem GTCoins” to view your cumulative GTCoins.
Login to my account
Check 737 transaction messages
Look out for your earned GTCoins everytime you successfully complete any transaction using the GTBank 737 USSD service.
Get me started on 737

Get incredible deals with your GTCoins

You can redeem fantastic prizes and amazing giveaways with your accumulated GTCoins.

  • So much for your GTCoins
    Every month, you will be informed of awesome deals for your GTCoins. You can also use your GTCoins to purchase airtime, cinema tickets, amazing flash deals etc.
  • Use your GTCoins before it runs out
    GTCoins are accumulated from the first to the last day of every month and must be used within the month. Your GTCoins can not be rolled over to the next month.

Frequently asked questions

GTCoins are points that you earn as a GTBank customer when you carry out financial transactions using the bank’s e-channels, such as 737, our Mobile banking applications and Internet Banking. You also earn GTCoins when you open a new account, reactivate a dormant account or set up a standing instruction for your Child’s SKS account.

Please note that GTCoins cannot be converted to cash or transferred to a third party, it can only be used to redeem deals offered by the bank.

You earn GTCoins when you:

  • Buy airtime via 737, Internet Banking or Mobile Banking (5 GTCoins).
  • Transfer funds to another bank via 737, Internet Banking or Mobile Banking (5 GTCoins).
  • Bill payment on 737, Internet Banking and Mobile Banking (5 GTCoins).
  • Naira MasterCard on any POS terminal in Nigeria or website (5 GTCoins).
  • Standing Instruction on SKS account (10 GTCoins).
  • Fund a newly opened or dormant account (10 GTCoins).

You also lose GTCoins when you withdraw cash using other Banks’ ATMs.

You can find out your GTCoins balance on internet banking or by dialing *737*6*1# from the mobile number registered to your GTBank account. You will also be notified of every GTCoin you earn via your transaction alerts.

Your GTCoins balance is reset at the end of every month, which means that you cannot roll over your unused GTCoins into a new month.

You can use your GTCoins to redeem our deals and special offers. You will be informed of such deals and offers via SMS, email and transaction alerts. These deals would only be valid while stock lasts.

Every month, we will send you the special offers and deals for the month via SMS. You can also look out for more amazing deals and offers on Internet Banking and in your notification alerts.

No, you cannot. You will need the right amount of GTCoins to participate in any of our deals and special offers.