The GTBank Platinum Debit MasterCard is a Naira denominated premium debit card issued in partnership with MasterCard Worldwide. It is linked online real-time to the customer’s Naira denominated GTBank Current and/or Savings account. All transactions done using the Platinum Debit MasterCard are reflected on the account instantly.

The Platinum Debit MasterCard offers premium benefits to the cardholder beyond the Standard Naira MasterCard. This includes a mix of travel benefits, preferential treatments and rewards, higher transaction limits, and access to exclusive products and clubs by partner organizations.

  • Higher daily local transaction limits across all channels (ATM, POS & Online ).
  • Access to the MasterCard Moments Website:, which contains information about the various privileges you can enjoy at MasterCard partner outlets worldwide.
  • Accessibility gives the customer 24-hour access to cash from about 2.1 million ATMs worldwide.
  • Safety – Employs the use of Chip and PIN technology to guard against unauthorized transactions. The card also uses Card Secure, which is an additional secure verification feature for web (online) transactions. Please see for a guide on how to register for this service.
  • Personalized – Customer’s name is embossed on the card
  • Validity: 3 years

Available to all Personal Banking customers on request.

    • Local ATM Withdrawals*: N300,000
    • Local POS transaction*: N10,000,000
    • International POS & Online transactions: $1,000 monthly

    N/B: ATM cash withdrawals have been limited to within Nigeria. 

    *For your daily international spending limits, kindly call GTConnect, our 24 hour contact center, on +234 80 3900 3900, +23480 2900 2900 0r +234 1 4480000 to get the current limits.