March 18, 2010

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Naira MasterCard PDF print email

GTBank Naira MasterCard – the first MasterCard branded Naira denominated Debit Card in Nigeria

The GTBank Naira MasterCard card is an international payment card issued in partnership with MasterCard Worldwide. It is denominated in Naira, but can also be used to settle purchases in other major currencies.


It is accepted worldwide as a means of payment for goods and services at over 29.4million MasterCard locations and over 1.9million ATMs in more than 210 countries. The GTBank Naira MasterCard card is linked online, real-time to your Current or Savings account; all transactions done using this card are reflected on the account instantly.

 

The GTBank Naira MasterCard card replaces the CashPlus (ATM) card.


Features

  • Cardholder's name, number and expiry date are printed on the front of the card.
  • Validity is for 3 years.
  • The term 'Electronic Use Only' is printed on the bottom right hand corner on the front of the card.
  • The 3 digit Card Validation Value (CVV2) is printed on the reverse side of the card, beside the signature panel.


Benefits

  • Accessibility – 24 hour access to funds from over 1.9million ATMs worldwide.
  • Worldwide Acceptance – It can be used to pay for goods and services at over 29.4million merchant locations worldwide (hotels, supermarkets, petrol stations, e.t.c).
  • Safety – Your card eliminates the risk and inconvenience of carrying cash.
  • Affordability – Your first GTBank Naira MasterCard card is issued free of charge.
  • Security – Your GTBank Naira MasterCard card is protected by the most secure technology for card transactions – a microchip embedded in the card coupled with a four-digit PIN known exclusively to you.

GTBank Naira MasterCard card Requirements

Issued automatically to all Guaranty Trust Bank individual current and savings account holders.


Enjoy access to your funds from all ATMs supported by the following MasterCard banks:

  • Guaranty Trust Bank plc
  • First Bank of Nigeria Plc
  • United Bank for Africa Plc
  • Bank PHB Plc
  • Intercontinental Bank Plc
  • Oceanic Bank International Plc
  • Ecobank Nigeria Plc


 

Naira MasterCard FAQs:

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No. This fee has been waived; only card replacement/renewal fee is applicable.

You can use your card for transactions at any machine (ATMs, POS terminals) displaying the "MasterCard" logo.

You can make cash withdrawals, check/print balances, check/print balances,mini-statements and change your PIN at ATMs. You can also make purchases on POS terminals.

PIN stands for Personal Identification Number. It is a 4-digit number known only to you and is used to authenticate transactions done with your card, You are required to remember your PIN at all times. You can change your PIN to one of your choice.

A new card will be sent to your branch approximately two weeks before your card expires. Please visit your branch to pick up your card and PIN.

Currently, the following limits apply:

 

ATM Withdrawals N60,000(or its equivalent in the currency of the country you are transacting in)


Point of Sale (POS)

N250,000(or its equivalent in the currency of the country you are transacting in)

 

Please note that these limits may change without notice.

Your GTBank Naira MasterCard can be declined for a number of reasons including:
  • Insufficient funds in your account
  • Wrong PIN being used (use of wrong PIN three consecutive times will block your card)
  • Exceeding daily ATM withdrawal limit.

 If your card is declined. contact GTConnect (24hours Contact Centre) on 0800-482666328, +234-700-482666328, +234-1-4480000, +234-80-2900-2900, +234-80-3900-3900.

Contact GTConnect (24hours Contact Centre) on 0800-482666328, +234-700-482666328, +234-1-4480000, +234-80-2900-2900, +234-80-3900-3900. We will arrange for a replacement card for you.

Your GTBank Naira MasterCard utilizes Chip & PIN technology that provides enhanced security against unauthorized transactions. However, please do not:
  • Disclose your PIN to a third party
  • Leave your card unattended
  • Allow your card out of sight at the point of payment
For Internet payments, use your card only on credible websites, which can be identified by:
  • A locked padlock at the bottom right corner of your browser window
  • An unbroken key symbol at the bottom right corner of your browser window
  • A site with a URL that starts with "https".

Unlike other Naira denominated cards, which are used for domestic transactions only, the GTBank Naira MasterCard can be used to carry out both domestic and International transactions.

You can monitor transactions on your card via the Internet Banking service and GTConnect (24hours Contact Centre) on 0800-482666328, +234-700-482666328, +234-1-4480000, +234-80-2900-2900, +234-80-3900-3900. Notifications of transactions will be sent to you via e-mail and/or SMS.

No. However, before you carry out your first transaction, you will be required to change your PIN at any Guaranty Trust bank ATM.

Yes, you can use your card at 29.4million MasterCard locations and 1.9million ATMs worldwide.

No. You should never let anyone else use your card or PIN.
 
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