February 5, 2012
GTBank

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Our main goal is to satisfy our customers and their business and we offer numerous banking products in order to fulfil their needs.

Visa Classic(USD): An international payment card issued in partnership with Visa International. It is denominated in US Dollars, but can also be used to settle purchases in other major currencies. It provides more flexibility than the Visa Debit or Visa Pre-paid Variants.

 

Features

  • Cardholder's name, card number and expiry date are embossed on the front of the card.
  • Validity is for 2 years.
  • The 3 digit Card Validation Value (CVV2) is printed on the reverse side of the card, beside the signature panel.

 

Benefits

  • Accessibility – 24 hour access to funds from over 1.7 million  ATMs (as of March 31, 2010) in more than 200 countries and territories.
  • Worldwide Acceptance – GTBank Visa Classic card can be used to pay for goods and services at over 29million merchant locations worldwide (hotels, supermarkets, petrol stations, e.t.c) and across other channels such as the Internet.
  • Convenience – Your GTBank Visa Classic card is an invaluable tool, especially when making your Airline and Hotel reservations.
  • Safety – Your card eliminates the risk and inconvenience of carrying cash.
  • Affordability - The GTBank Visa Classic card can be issued with a minimum of $200.
  • Security – The card employs the use of Chip and PIN technology to guard against unauthorised transactions.

 

Visa Classic card Requirements

Non-Account holders:

  • Completed Application form.
  • 2 (Two) Referees.
  • US Dollar Domiciliary Account.
  • 1 (one) passport photograph.
  • A Recent Utility Bill.
  • A copy of your Driver's License or International Passport.
  • Minimum Visa Classic opening balance ($200).

 

Account holders:

  • Completed Application form.
  • US Dollar Domiciliary Account (where the account holder does not already have one).
  • Minimum Visa Classic opening balance ($200).


Click here to download the Visa Application form.

Click here to read the Visa Classic Terms and Conditions. 


Visa Card Frequently Asked Questions

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The GTBank Visa card is accepted worldwide as a means of payment for goods and services at over 29 million MasterCard locations and over 1.7 million ATMs in more than 200 countries.
Funds transferred into your Visa account before 12 noon will be made available by 4pm same day. Funds transferred after 12 noon will be made available 4pm the next day.
The daily withdrawal limit on ATM is 600 US dollars.
Visa Prepaid – issued instantly (already in branches)
Visa Debit and Visa Classic – 7 working days for Lagos branches and 9 working days for up-country branches.    
'PIN' stands for Personal Identification Number. It is a 4-digit number known only to you, and is used to authenticate transactions with your card. You are required to remember your PIN at all times. You can change your PIN to one of your choice.
A new card will be sent to your branch approximately two weeks before your card expires. Please visit your branch to pick up your card and PIN. If you do not receive a notification, please call GTConnect (24 hours Contact Center) on +234-700-482666328, +234-1-4480000, +234-80-3900-3900, +234-80-2900-2900.

The requirements for obtaining a GTBank Visa Card are:

  • Prepaid – A completed Visa prepaid application form, a valid means of identification, a recent passport photograph and utility bill (for non account holders)
  • Visa Classic and Visa Debit – USD domiciliary account, a completed Visa application form.

 Type of Issue Call


General Enquiries: GTConnect (24 hours Contact Center) +234-700-482666328, +234-1-4480000, +234-803-900-3900, +234-802-900-2900


Report Lost or Stolen Card: GTConnect (24 hours Contact Center) on +234-700-482666328, +234-1-4480000, +234-803-900-3900, +234-802-900-2900

Your GTBank Visa card can be declined for a number of reasons including:


Insufficient funds in your Visa card Account
Card has not been activated.
Wrong PIN being used (use of wrong PIN three consecutive times will block your card)
Exceeding daily ATM withdrawal limit
Wrong security code on internet payments
Supply of an address inconsistent with the address indicated on the card application form.

Please see table below

Fees                                                    VISA CHARGES (US dollars)
Card Issuing                                            20.00
Annual Card Fee                                      30.00
PIN Re-issue                                              2.00
Card & PIN Re-issue                                 20.00
POS (Cash Advance) in Banks                   5.00 + 0.5%
ATM Withdrawal Fee                                  3.50
Card Hot List                                              5.00
Loading Fee (for Prepaid cards)                  5.00
ATM Daily Withdrawal Limit                     600.00 per day

Your CVV2 is the 3 digit number printed on the far right corner at the back of your card. This security number is different from the Personal Identification Number (PIN) and can only be used for internet purchases. 
Contact GTConnect (24 hrs Contact Centre) on +234-700-482666328, +234-1-4480000, +234-80-3900-3900, +234-80-2900-2900 for your card to be blocked.  We will arrange for a replacement card for you.

Your GTBank Visa card utilizes Chip and PIN technology that provides enhanced security against unauthorized transactions.


However please do not:

 Disclose your PIN to a third party
 Leave your card unattended
 Allow your card out of your sight at the point of payment


For Internet payments, use your card only on credible websites, which can be identified by:


  A locked padlock at the bottom right corner of your browser window
  An unbroken key symbol at the bottom right corner of your browser window
  A site with a URL that starts with 'https'.

GTBank offers 3 variants of Visa card:


GTBank Visa Classic - gives more flexibility than the debit or prepaid card variants.
GTBank Visa Debit -  directly linked to Visa Card account; all transactions done with this card are reflected on the account instantly.
GTBank Visa Prepaid – is issued instantly at the bank branch to cater to urgent payment needs.

Visa and MasterCard are both recognised as the world's leading payment brands; they both issue cards that are accepted at POS and ATMs everywhere in the world. GTBank is strategically positioned to issue both cards.
Please call GTConnect (24 hrs Contact Centre) on +234-700-482666328, +234-1-4480000, +234-80-2900-2900, +234-80-3900-3900
 
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