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 What is a Smart Kids Save Account?
It's a savings account designed to create banking awareness in children and encourage a savings culture from an early age.
Key Features
- A minimum opening amount of
N1,000.00 (One Thousand Naira Only). - Tiered Interest rate of 0.5%, 0.75% and 1% above prevailing Guaranty Trust Bank interest rate on savings account as follows:
Amount
| Interest Rates | | Below N1 000 000 | 0.5% above prevailing savings rate | | N1 000 000 to below N5 000 000 | 0.75% above prevailing savings rate | | N5 000 000 and above | 1% above prevailing savings rate |
- The SKS account is migrated to an SKS Teen account (which comes with a trendy ATM card) when the saver attains the age of 13years.
- SKS can be converted into a cheque account, with the young saver as an authorized signatory. This is however only after the smart kid saver has attained the age of 18.
- Use of standing order payments or direct debit through electronic payment modes for easy periodic lodgments.
- Receive a branded gift when you open an SKS account with a minimum of
N10,000.00
Advantages or Benefits
- An opportunity to win fantastic prizes at the annual raffle draw.
- With a Smart Kids Save account you are entitled to join the SKS Funclub.
- Account holders can visit the Smart Kids Save website via www.gtbank.com/sks , receive and contribute to newsletters and hang out at SKS lounges at selected Guaranty Trust Bank branches and partner schools.
- A great way to achieve future financial goals.
- Lodge cheques and dividend warrant into your SKS account.
- The value of cheque lodgement allowed on SKS account is N100,000 (One Hundred Thousand Naira) only.
You also have access to all our various electronic channels (Internet banking, telephone banking and GTConnect – interactive contact centre).
Click here to complete the Online SKS Account Opening Form
Click here to download Smart Kids Save Application Form.
Click here to download the SKS Direct Debit Mandate Form
Click here to fill our Smart Kids Save Information Request Form 
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