The GTBank Temporary Naira MasterCard is a payment card issued in partnership with MasterCard.

The Temporary Naira MasterCard is a non-personalized card issued instantly to new walk-in customers free of charge. This card performs all the functions of a regular Naira MasterCard but it will only give you access to your account for 30 days from the day the card is activated. A regular Naira MasterCard will be produced for you and available for collection within 3-4 working days of account opening. Your temporary Naira MasterCard will expire after 30 days or upon activation of your regular Naira MasterCard, whichever comes first.

Features and Benefits

  • Activate your card by changing your PIN on any GTBank ATM or via the PIN selection POS terminals in GTBank branches.
  • Acceptance for payment: Can be used to pay for goods and services via POS & Online in Nigeria and Abroad.
  • Access to cash: Gives the customer 24-hour access to funds via ATMs in Nigeria and Abroad.
  • Safety: Employs the use of Chip & PIN technology to guard against unauthorized transactions. This card cannot perform Secure Code transactions.
  • The card is valid for 30 days only.


  • This card is issued automatically to new walk-in customers that open accounts with the bank.

Transaction Limits

  • Local ATM daily withdrawals: N150,000
  • Local POS & Online daily transactions: N3,000,000
  • International ATM, POS & Online monthly transactions: $3,000
  • ATM daily withdrawal Abroad: $300

*Please note that a charge of N1,200 applies for every cash withdrawal on ATMs abroad while POS and online transactions are free