The GTBank Corporate Naira MasterCard is designed to conveniently satisfy the needs of your corporate expenses in Nigeria on ATMs, POS devices or online. It can be issued in the name of any department within your company and is simply funded by an online transfer to your card account.

The Corporate Naira card can be used in your organization for the following:

  • Business Travels: Travel allowance in Naira allocated to staff or hotel bookings and airline ticket purchase.
  • Staff Allowances: Paid periodically to staff e.g. quarterly payments, bonuses, profit-share etc.
  • Petty Cash: Funds allocated for minor day-to-day expenses of the company
  • Training and conferences: Expenses incurred while attending local events.
  • Hotel Bookings: Airline ticket fee payments
  • Fleet management: Subscription / Certification payments


  • Security – Use of Chip and PIN technology to guide against unauthorized transactions
  • Personalization – Naira Corporate Debit cards can be personalized with a unique identifier to align with the organization’s needs
  • Validity Period - Naira Corporate Debit cards are valid for 3 years
  • Accessibility – 24 hour access to funds via all channels (ATM, POS & WEB)
  • Safety – Eliminates the risk and inconvenience of cash handling
  • Reloadable – Naira Corporate Debit card are reloadable in line with the applicable limits as determined by the organization when funds previously loaded are exhausted


  • Monitor card transactions, make payments and transfer funds online 24/7 via GTBank Automated Payment System (GAPs)
  • Effective Expense Tool: The Naira Corporate Debit Card serves as an effective administrative expenditure products relating to the organizations’ daily operating expenses
  • Account Reconciliation: Access to online and email statements in varying formats.
  • Fraud Detecting Tool: An advanced technology application that monitors all the organization’s card transactions based on rules implemented to flag suspicious or fraudulent card transactions resulting from card loss, theft or card compromise. It allows a card block or restriction once a suspicious card transaction is flagged by the application.


  • Naira Denominated Corporate Card
  • Card request letter signed by 2 Directors (stating card name (max 21 characters) and card pick-up branch)
  • Copy of form CAC2 (for sole proprietorships) or form CAC7 (for limited liability companies)

Transaction Limits

  • Local ATM Withdrawals: N150,000
  • Local POS transactions: N5,000,000
  • Local funds transfer: N500,000

Please note that GTBank Corporate Naira Cards are restricted from international transactions.