Getting Started

You will need the following documents to apply for an NRN account:

a. Duly completed NRN Account Opening Form

b. Your passport photo with full face forward

c. A copy of any of the following means of Identification:

  • Valid Nigerian International passport/National ID/Permanent Voters’ Card/Drivers’ License
  • Notarized Foreign International Passport/Drivers’ License

d. Copy of any of the following as a proof of address:

  • One stamped reference letter or a stamped Banker's Confirmation obtained from your bank abroad that states your address stated on the account opening form. 
  • Notarized Utility bill issued within the last three months for the address stated on the account opening form.  
  • Bank or Credit Card statement issued within the last three months showing customer address. (to be stamped by your bank or Notarized). 

e. References (either (i) or (ii) below) – For Current and/or Domiciliary accounts.

(i) A stamped reference letter or a stamped Banker’s confirmation obtained from your bank abroad.

(ii) Two completed reference forms from Current account holders (Nigerian) with any Nigerian Bank.

f. For Joint accounts, a copy of your marriage certificate is required.

PS: Documents which require notarization can be notarized seamlessly via www.notarycam.com/gtbank or certified as a true copy of the original by a Notary Public or a Lawyer or by the Nigerian embassy or a Post Office or a GTBank Subsidiary staff

How to Apply

Online

Fill in our simple online application form. We’ll just need a few bits of information, and you’ll need to be aged 18 years or over.

Download and Fill a NRN Account Opening Form

Pop into any GTBank branch and our staff will be happy to help. In busier periods when staff may not be immediately available, we’ll be happy to book an appointment for a later date.

e-Services

Internet Banking

Internet banking launches you into a world without limits. It is a robust channel designed with the state-of –the-art technology that gives you unlimited access to your accounts and allows you conveniently perform your banking transactions online real-time.

As an NRN customer you can do the following via the Internet Banking platform:

  • View real time account balances and track up-to-the minute transactions on your accounts
  • Set up a standing order instruction to transfer funds from your account to other accounts within GTBank and other Banks in Nigeria (Direct debit) at a time decided by you.
  • Transfer funds instantly to beneficiaries with GTBank accounts or accounts in other banks
  • PIN change: Users can change their login PIN (password) at any time.

Debit Cards

We issue Naira and Dollar denominated debit cards issued in partnership with MasterCard and VISA. 

Our cards comply with international standards as we utilize the most secure technology for card transactions – a microchip embedded in the card coupled with a four digit PIN.

The cards are accepted for payment at over 34 million locations and can be used for withdrawals at over 2.1 million ATMs in 210 countries worldwide, wherever the “MasterCard”  or ‘’VISA’’ logo is displayed.

Key Features

  • Receive your card at your doorstep anywhere in the world 
  • Pay for goods and services in shops and online
  • Cardholder's name, number and expiry date are printed on the front of the card.
  • Validity is for 3 years.
  • The 3 digit Card Validation Value (CVV2) is printed on the reverse side of the card, beside the signature panel

BVN Registration & Update

The Bank Verification Number (BVN) gives each Bank customer a unique identity across the Nigerian Banking industry that can be used for easy identification and verification at Point of Banking operations.

As an NRN account holder, you are required to enrol and update your records voluntarily with the bank by visiting any of the appointed OIS or VFS Centres.

If you have obtained your BVN from another Nigerian bank, you can link your BVN to your GTBank account online via our Internet Banking platform and Corporate website.

As an NRN customer, you may also update your records by downloading and filling the BVN Update Form. Once completed, scan and send the form to nrnaccount@gtbank.com.

FAQs

The Non Resident Nigerian service offering is a platform for Nigerians who reside outside the country to have access to the wide range of products and services the Bank presently offers

You will need the following documents to apply for an NRN account:

a. Duly completed NRN Account Opening Form b. Your passport photo with full face forward c. A copy of any of the following means of Identification:

  • Valid Nigerian International passport/National ID/Permanent Voters’ Card/Drivers’ License
  • Notarized Foreign International Passport/Drivers’ License

d. Copy of any of the following as a proof of address:

  • One stamped reference letter or a stamped Banker's Confirmation obtained from your bank abroad that states your address stated on the account opening form. 
  • Notarized Utility bill issued within the last three months for the address stated on the account opening form.  
  • Bank or Credit Card statement issued within the last three months showing customer address. (to be stamped by your bank or Notarized). 

e. References (either (i) or (ii) below) – For Current and/or Domiciliary accounts.

(i) A stamped reference letter or a stamped Banker’s confirmation obtained from your bank abroad.

(ii) Two completed reference forms from Current account holders (Nigerian) with any Nigerian Bank.

f. For Joint accounts, a copy of your marriage certificate is required.

PS: Documents which require notarization can be notarized seamlessly via www.notarycam.com/gtbank or certified as a true copy of the original by a Notary Public or a Lawyer or by the Nigerian embassy or a Post Office or a GTBank Subsidiary staff

The following electronic channels are available to the NRN customer:

i. Card services:

  • MasterCard (USD and Naira denominated)
  • Visa Card (USD denominated)

ii. GTConnect:

It is a total banking solution that provides the NRN customer instant service via a touch-tone or mobile phone. It is accessible from anywhere in the world and open for business 24 hours a day, seven days a week (Including public holidays) The NRN customer with a PIN password can do the following:

  • Check account(s) balances
  • Transfer funds between own accounts and to 3rd parties with accounts in GTBank
  • Request electronic cards
  • Request cheque books
  • Confirm cheques
  • Stop cheques
  • Reactivate dormant accounts

iii. Internet Banking:

The NRN customer with an internet banking password can do the following via the GTBank Internet Banking platform

  • View real time account balances and track up-to-the minute transactions on their accounts
  • Set up a standing order instruction to transfer funds to other accounts within GTBank and other Banks in Nigeria (Direct debit).
  • Transfer funds to beneficiaries with GTBank accounts or accounts in other banks via NEFT
  • Confirm cheques online and such confirmations are automatically registered on the Banking Application
  • Request for cheque books
  • Print Statement of account in PDF format or export to MS Excel format
  • PIN change: Users can change their login PIN (password) at any time

* All identification documents, Bank or Credit Card statement issued within the last three-months, and utility bills (if foreign) must be notarized by a notary public, sighted at the Nigerian Embassy or by an officer at GTBank

No, NRNs who have current accounts with GTBank UK do not require References to open NRN accounts.

No, they do not. Sighted copies of these documents by a GTBank staff is acceptable

A stamped Banker’s confirmation stating the customer’s address serves as a proof of address and a reference at the same time. Therefore, customers who provide this will not need to provide a reference or utility bill. 

No, the NRN service is offered only to individuals and not to businesses. The customer will however be referred to the SME team.

Yes, these customers can visit GTBank UK for the submission of their NRN account opening package. They can also have their documents sighted by a GTBank UK officer in our London office.


  • Trnsferring funds directly from their foreign Bank account into their GTBank Domiciliary account.
  • Paying in Cheques and cash into their GTBank Naira account and cash (foreign currency) into their GTBank Domiciliary account in any GTBank Branch in Nigeria.

An NRN customer can access the following products and services:

  • Domiciliary account (available in Dollars, Pound sterling and Euro)
  • GTMax account (Naira)
  • Savings account (Naira)
  • Investments
  • Fixed deposit ( USD, Pounds and Naira)
  • Commercial papers (Naira)
  • Bankers Acceptance (Naira)

Ans: Yes, local cheques and dividend warrants can be lodged into the customer’s account through any of the bank branches in Nigeria

Ans: All Nigerians who reside outside the country for more than 180 days in a year.

The Internet Banking Service is profiled to every new account opened, however, please consult with a Contact Center agent for assistance.

The username and password are system generated for confidentiality and sent to your registered e-mail address with the bank; please ensure your e-mail address is correctly filled out in your account opening form. You will also be prompted to set a secret question and answer. You may contact the Bank if you do not receive the notification sent you.

Contact the NRN Services Team

To get in touch with the NRN services team, please send an email to nrnaccount@gtbank.com or via GTConnect, our 24hour contact center, on +234-1-4480000, +234 80 2900 2900 or +234 80 3900 3900.