Virtual MasterCard

• Accessible: Your Virtual Mastercard can be used wherever MasterCard is accepted online.
• Instant: The Virtual card is available instantly on request.
• It’s Flexible: The card can be loaded from your existing Account via Internet Banking.
• Safe: Your card eliminates the risk and inconvenience of carrying cash and it cannot be stolen.
• It’s Prepaid: The card is loaded via Internet Banking.
• Shopping Online: With your card, you no longer have to wait until you travel to shop. You can now do so at many international websites that offer delivery to Nigeria such as ASOS, Amazon, Victoria Secret, River Island, Hawes and Curtis and many more.
• It’s Virtual: You don’t need to carry it out around to use it for online shopping always available on your Internet Banking.
• Secure: The card rides on the existing GTBank Internet Banking state-of-the-art secure technology platform.
• Back-up plan: The Virtual Mastercard is a fall back option for customers who have forgotten or lost their Card, but need to perform urgent online purchase.
• Its Convertible: The card can be converted to a physical debit card upon your request.
• The card is valid for 3 years

• Issued instantly when requested on Internet Banking. 

• Login to the Internet Banking Platform
• Select Cards from the left-hand panel, click on the Virtual Card request menuand fill the displayed form
• Click the new "Request Button" to initiate your request for a new virtual Pre-paid Card
• Select the Account to Debit for charges
• Click on the ‘Account to link’ and agree to the "Terms and Condition" check boxes
• Answer your secret question and click the ‘Continue’ button
• The confirmation button is then displayed
• Generate a 6-digit code from your hardware token device
• Input the generated 6-digit token code on the confirmation page and click the 'Submit' button
• Internet Banking will display the details of the Pre-paid card once your request is successful:

- PAN (Card Number)
- Expiry date
- Activation Code
- CVV

• Click ‘Convert to physical Card’ link button as shown on the right
• Select the Account to debit for the card Charge
• Select your preferred Pickup Branch
• Answer your secret question and click the ‘Continue’ button
• A record submitted successfully is displayed once request is complete

N/B: The card is removed from the History page is no longer available as a Virtual card’.