The GTInstant card is a Naira MasterCard for GTInstant account holders that allows you spend directly from your Naira account in Nigeria only.

The card is issued immediately to customers after completing the GTInstant account opening form and including a passport photograph.

With the GTBank Naira MasterCard for GTInstant Account, you can withdraw cash from ATMs in Nigeria, pay for goods and services using POS terminals at local merchant locations and make payments / purchases on local merchant websites, 24 hours a day, 7 days a week.

Features and Benefits

  • Your card can only be used on ATMs, to pay for goods and services at merchant locations and for online purchases in Nigeria only – it cannot be used for international transactions.
  • Activate your card by changing your PIN on any GTBank ATM or via the PIN selection POS terminals in GTBank branches.
  • Your card is protected by the most secure technology for card transactions; an embedded microchip coupled with a four-digit PIN known exclusively to you. Please note that your card cannot register for or perform SecureCode transactions.
  • The account can be linked to a Mobile Money account.
  • Your card is valid for 3 years.


  • Complete the GTInstant account opening form and attach a passport photograph to open an account.