1. Home
  2. Personal Banking
  3. Cards
  4. Platinum MasterCard

Features and Benefits

  • Access to cash:  gives the customer 24-hour access to cash from ATMs in Nigeria and Abroad
  • Acceptance for Payment - Can be used to pay for goods and services at about 34 million merchant locations worldwide (hotels, supermarkets, etc) in 210 countries.
  • Higher daily transaction limits on local ATM withdrawals.
  • No charges for Online or POS Terminal Transactions
  • Accessibility gives the customer 24-hour access to cash from ATMs in Nigeria only
  • Safety - Employs the use of Chip and PIN technology to guard against unauthorized transactions. The card also uses Card Secure, which is an additional secure verification feature for web (online) transactions. Please see www.gtbank.com/cardsecure for a guide on how to register for this service.
  • Personalized - Customer's name is embossed on the card
  • Validity: 3 years



How to Apply

Available to all Platinum Plus and HNI Customers.

Transaction Limits

  • Local ATM Withdrawals*: N200,000
  • Local POS & Online daily transactions: N10,000,000
  • International ATM, POS & Online transactions: $3,000 monthly
  • ATM Withdrawal Abroad: $300 daily

N/B: Please note that a charge of N1,200 applies for every cash withdrawal on ATMs abroad while POS and online transactions are free.