1. Local Payments
- Single & batch payments to any GTBank account as well as other banks via NIBSS Instant Payment & NEFT
- Payroll Payments e.g salaries, bonuses
- Custom duties & Tax Payments
- International Payments – Single & batch FX transfers to any account (local & offshore, $, £, €, Rand)
- Corporate Airtime Top-up – Ability to purchase airtime for single or multiple devices for corporate use.
- Own account Transfers
- Single & Bulk Cheque confirmation
- Generate Account Statements
- Online real time account monitoring
Gapslite Mobile is our online banking platform for business available for download on smartphones running on Android and iOS.
To download the GAPS-Lite App, please follow the steps below to download the GTWorld Mobile App:
GAPS is an acronym for Guaranty Trust Bank Automated Payment Systems. It is GTBank‘s Corporate Internet Banking service which gives corporate customers secure access to their transactions and accounts 24/7.
To register for GAPs, visit the Online Banking for Business widget on the website and click on the register button.
To register for GAPs-Lite, visit the Online Banking for Business widget on the website and click on the register button.
For GAPS-Lite, the customer should give an instruction with the company letterhead. For GAPS, a board resolution will be required to effect the change.
All intra-bank transactions are online and real time.
Inter-bank transactions via NIBSS Instant Payment (NIP) are also online real-time. Inter-bank transactions via NEFT will be received same day by the beneficiary if initiated before 12 pm. Otherwise it will be received next day.
Local transfer limit is N250MM per transaction. Daily foreign transfer limit (where the source of funds is via cash deposit) is $10,000 daily and $50,000 weekly or its equivalent in other currencies. There is no limit for FX transfer where the source of funds is via SWIFT transfer.
GAPS is a web-based application and therefore requires only internet connectivity, the user’s log-in details and a security token.
Yes! Receipts can be generated using the ‘Generate Receipt’ function in the Vendor/Client Mgt menu on GAPS.
Yes! GAPS times out after 10mins of inactivity.
Yes! The schedules can be declined by a reviewer or an approver. Batches that are pending or waiting to be
processed can also be cancelled by an approver.
Note: Processed batches cannot be cancelled
The service is available 24/7.
Email Alerts are sent to registered beneficiaries. The e-mails state the Payer's name and the remarks specified by the Payer.
GAPS allows customers to attach document to each transaction. These documents are currently not sent by e-mail to the beneficiaries