Features and Benefits

  • Access to Cash - Gives the customer 24-hour access to funds from about 2.1 million Visa ATMs worldwide.
  • Acceptance for Payment - Can be used to pay for goods and services at millions of Visa locations worldwide (hotels, supermarkets, etc) in over 210 countries and across other channels such as the Internet.
  • Convenience - Your GTBank Visa Card is an invaluable tool, especially when making your Airline and Hotel reservations.
  • Affordability - The GTBank Debit Visa Card can be issued with a minimum of N1,000
  • Security - The card employs the use of Chip and PIN technology to guard against unauthorized transactions. 
  • Personalized - Customer's name, number and expiry date is printed on the front of the card. 
  • Validity is for 3 years
  • The 3 digit Card Validation Value (CVV2) is printed on the reverse side of the card, beside the signature panel.

What You Need to Apply

  • Non-Account holders:

Customer will be required to open a dollar domiciliary account with the following documents: Completed (USD) Domiciliary account form, 2 (Two) Referees, 1 (one) recent passport photograph, a recent Utility Bill, a copy of your Driver's License or International Passport and issuance fee N1,000 (or it's equivalent in dollars).

  • (USD) Domiciliary Account holders:

Customers will require the following: Completed Dollar card Application form and issuance fee N1,000 (or it's equivalent in dollars)

Transaction Limits

ATM Withdrawal$1,000 USD (or equivalent in the local currency of transaction)*
POS / OnlineNo limit
Annual Spend LimitNo limit

*A fee of $3.50 applies for every ATM withdrawal. 

Funding Your Credit Card Account:

No, in order to ensure the security of your funds, your card is not linked directly to your Dollar Account but to a separate Dollar Card Account Ledger.

You can transfer money from your GTBank Domiciliary account to your card account via:

a. The GTBank Internet Banking Platform

b. Calling GTConnect (24 hours Contact Center) on any of the numbers: 014480000, 08029002900, 08039003900, 070048266632

c. Completing and submitting a Funds Transfer form available to any GTBank branch.

No, the funds will be available as stated below:

Time of Transfer


Before 12noon (Mon-Fri)

6.00pm Same day

After 12noon (Mon-Fri)

6.00pm Next day

After 12noon (Fri)

6.00pm Next Working day


6.00pm Next Working day