Features and Benefits

  • Activate by changing your PIN on any GTBank ATM
  • This card is non-personalized and is issued instantly to existing GTBank customers.
  • Acceptance for Payment: Can be used at Point of Sale (POS) terminals, ATMs and online in Nigeria and Abroad.
  • Access to cash: Gives you 24-hour access to funds from ATMs anywhere in the world.
  • Safety: Employs the use of Chip & PIN technology to guard against unauthorized transactions.
  • Easy reloading via the following options: - Cash deposit at any GTBank branch - GTBank cash deposit ATMs - Own account transfer via internet banking.
  • The card is valid for 3 years


How to Apply

Walk into any GTBank branch and our staff will be happy to help. 

Transaction Limits

Daily loading limitN100,000
Maximum Card BalanceN500,000
Local POS & Web transactionsN500,000
International POS & Online transactions$3,000 monthly
ATM Withdrawal Abroad:$300 daily

*Please note that a charge of N1,200 applies for every cash withdrawal at an ATM abroad while Online and POS transactions are free.