Important Notice:Please be mindful of fake sites run by fraudulent parties posing as Guaranty Trust Bank Ltd or its affiliates. Do not disclose your personal information and financial details to anyone online or anywhere else.
  1. Home
  2. Personal
  3. Cards
  4. Prepaid Utility Card

The GTBank Utility card is an all-purpose Naira denominated prepaid card designed to provide ultimate convenience, flexibility, security and is ideal for making casual purchases at supermarkets and shops, purchasing fuel at filling stations and so much more!

Unlike other cards, the Utility card is prepaid which means that you will have to load money on the card to use it. The card is linked to a virtual prepaid account so that all transactions made with the card are reflected instantly on the prepaid card account.

Features and Benefits

  • This card is non-personalized and is issued instantly to existing GTBank customers.
  • You can use your card at Point of Sale (POS) terminals, ATMs and online in Nigeria.
  • Enjoy secure transactions as your card employs the use of Chip & PIN technology to guard against unauthorized transactions.
  • Reload easily via our online channels.
  • The card is valid for 3 years.

How to Apply

Walk into any GTBank branch and talk to any of our customer representatives who will be happy to walk you through the process.

Learn How to Apply

Transaction Limits

Daily loading limitN200,000
Maximum Card BalanceN500,000
Local ATM daily withdrawalN60,000
Local POS & Web transactionsN500,000