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The Guaranty Trust Bank Smart Kids Save (SKS) account is available in two categories:

  • SKS (0 – 12 years)
  • SKS Teen (13 to under 18 years)*

* The SKS account is upgraded to an SKS Teen account when the Smart Kid reaches the age of 13

SKS Teen Card

The SKS Teen account caters to the financial need of your child between 13 to 17 years.

Documentation

  • One passport photograph of signatory and Smart Kid.
  • BVN and/or NIN of each signatory for identity verification.
  • Utility bill.
  • Copy of Smart Kids Birth Certificate.

Features & Benefits

  • ​Minimum opening/account balance of N1,000.00 (One Thousand Naira Only).
  • ​Competitive interest rates at 5.25% (the more you save, the more you earn).
  • Allows lodgments of cheques, drafts and dividends into the account, subject to a maximum of N1,000,000 per instrument.
  • Periodic lodgements can be made into the account through Standing Order/automated direct debits.
  • Complimentary invite to SKS Fun events.
  • SKS can be converted into a regular savings or current account, with the young saver as an authorized signatory. This is however only after the Smart kid saver has attained the age of 18​.
  • From the age of 13, the SKS account will be upgraded to SKS Teen account which comes with a Trendy Teen MasterCard (issued upon Parent’s request) so the child can learn to manage money responsibly.