Back to School Package

As you prepare for the new school term, you can take advantage of the GTBank Back-to-School Package.

The Guaranty Trust Bank Smart Kids Save (SKS) account is available in two categories:

  • SKS (0 – 12 years)
  • SKS Teen (13 – 17 years)*

* The SKS Teen account is an additional account opened when the Smart Kid is/becomes 13 years and older.

Smart Kids Save account Available to all children between the ages of 0 to 12 years
Smart Kids Save account An additional account opened when your child is/becomes 13 to 17 years


  • One passport photograph of each signatory and Smart Kid.
  • Valid ID for each signatory (International Passport, National Driver's license, National ID Card).
  • Utility bill
  • Copy of Smart Kid's birth Certificate.
  • Any other acceptable identification document deemed fit by the bank.

Features & Benefits

  • ​Minimum opening/account balance of N1, 000.00 (One Thousand Naira Only).
  • ​Competitive interest rates at 4.2% (the more you save, the more you earn)
  • Allows lodgments of cheques, drafts and dividends into the account, subject to a maximum of N100,000 per instrument
  • Periodic lodgements can be made into the account through Standing Order/automated direct debits.
  • Complimentary invite to SKS Fun events
  • SKS can be converted into a regular savings or current account, with the young saver as an authorized signatory. This is however only after the Smart kid saver has attained the age of 18​
  • ​From the age of 13, an SKS Teen account will be opened for the teenager which comes with a Trendy Teen MasterCard (issued upon Parent’s request) so the child can learn to manage money responsibly.

Set up a Standing Instruction for Your Child

**If you conduct more than 4 debit transactions in any month, you will forfeit the interest benefit on the account for the month.

​School Fees Payment

Pay your child’s school fees, using PayInstantly

Back to School Bundle Offers

Get up to 50% off your School essentials and gear up for the New School Year!

SKS Insurance Plan

SKS Account holders can now access discounted Health and Education Plan, provided by AXA Mansard. 

Find below a copy of the SKS insurance service offering, requirements and terms and conditions to enjoy these plans.

How to Apply

Download any of the forms below, fill and email a copy of the completed form to or drop at any GTBank branch closest to you.

  • Here is a list of hospitals under the SKS Health Insurance Plan