eNaira is the Nigerian digital currency issued and regulated by the Central Bank of Nigeria (CBN). It has the same value as the physical Naira and guarantees simple, safe, and fast transfers and payments anytime and anywhere. Think of it as the same Naira but digital, borderless, and with more possibilities.
Download eNaira Speed Wallet hereUse the Wallet to spend, send, and receive eNaira.
From your Google Play Store or Apple App Store. Users with feature phones can also dial a USSD short code and follow the service prompts.
From the list of Banks provided.
Input the following details exactly as captured during your BVN enrolment: First Name, Last Name, Date of Birth, State of Origin, and Email.
Fund your eNaira Speed Wallet via our Online and Mobile Banking channels and start receiving, sending, and managing your digital currency.
eNaira is a Central Bank Digital Currency (CBDC) issued by the Central Bank of Nigeria as a legal tender. It is the digital form of the physical Naira and can be used the same way as cash.
eNaira is a digital currency and is a direct liability on the Central Bank of Nigeria while the money in your bank account is Naira held as deposit liabilities by the financial institution.
eNaira is a fast, affordable, secure, and reliable payment option designed to support the digital economy and aid financial inclusion in Nigeria. eNaira will, among other benefits, enhance the Nigerian payment ecosystem, increase revenue and tax collection, aid targeted social interventions, and improve diaspora remittances. Users can make contactless payments with eNaira by scanning a QR code.
No. eNaira will circulate alongside cash as a more efficient, safe, and cost-saving payment option.
Funding of your eNaira wallet can be done through your regular bank app from your bank account and via cash through an eNaira verification agent, over the counter at designated bank branch or a SANEF agent.
No. The eNaira has no interest component.
Yes. eNaira is safe and secured with advanced cryptographic techniques against counterfeiting, cloning and other forms of breaches. The eNaira wallet operates an open system that is accessible to all users based on a tiered KYC structure.
Yes. Data protection and privacy remains fundamental to the core design of the eNaira system and users will be able to determine how their data is used, shared and processed.
For customer support, please call +234 700 4826 66328 , +234 1 448 0000 , +234 802 900 2900 , +234 803 900 3900