Guaranty Trust Bank plc is a direct agent of Western Union International, a global money transfer company with over 480,000 agent locations in over 200 countries. The Western Union service is a quick and reliable means of sending and receiving money to and from friends and families around the world.

Thanks to our nationwide branch network, our reliable technology driven service and excellent customer service culture, we have become one of Western Union's highly recommended agents in Africa and the world. Guaranty Trust Bank plc offers fast and efficient service for all to receive their funds in the local currency, (Naira).

The new Account Based Money Transfer (ABMT) service from Western Union allows you to receive money directly into your GTBank Account online real-time!

The product allows you to:

Enjoy 24/7 convenience to complete fund receipt processes from your home or office
Save time as you no longer need to go to the bank
Experience the same fast and secure Western Union standard

Receive Funds

To receive funds via ABMT you'd need the following:

MTCN {10 digit} Number
Funds must be sent with Customer's First and last name which must match with Account Name
Sender's name
Amount Expected must be inputted in NAIRA
The conversion rate is determined by Western Union, this can be confirmed from the sender of funds
Country of Origin of Funds Test question and answer

Receive via Account

How to Receive Western Union Money Transfer into your GTBank account via Internet Banking (www.gtbank.com)

Log on to the Internet Banking portal from www.gtbank.com
Click on GTCollections
Select 'New Request'
Click 'Western Union Receive Money
Input payment details on the form displayed
Provide answer to secret question in the field provided
Check on 'Terms and Conditions'
Click 'Continue' to accept details and proceed to the confirmation page
Click 'Submit' to execute transaction
View Transaction History page to confirm successful completion of transaction
Click on View Receipt to print your transaction receipt

Receive via GTBank ATMs

To receive Western Union funds via any GTBank ATM nationwide:

Simply press any key on the ATM
Click the Western Union option
Agree to terms and conditions
Select account type
Select the country where the funds were sent from (sending country); and where country is not available, enter the sending country code / ISO Code
Enter the expected amount in Naira
Enter the GTBank NUBAN account of the receiving party
Enter the 10-digit Money Transfer Control Number (“MTCN”)